Which of the following best describes password management?

The description that encompasses password management accurately highlights the importance of both creating and safeguarding passwords through suitable tools and practices. Password management involves a range of activities, including the generation of strong, unique passwords for each account, the proper storage of these passwords, and the use of password managers to help users securely manage their credentials. It can also include practices such as enabling multi-factor authentication and regularly updating passwords to enhance overall security.

Creating complex passwords is just one aspect of password management, while using one password across multiple accounts can increase vulnerability to security breaches. Storing passwords in an unsecured document presents significant risks, as it can lead to unauthorized access if the document is exposed or accessed by malicious actors. Therefore, the correct answer emphasizes a comprehensive approach to managing passwords rather than focusing on a singular aspect of password practices.